How to Get a Replacement Car Key
It can be very frustrating to lose a car key. It may also be expensive depending on the kind of key you have.
The easiest way to get an exchange is to contact an auto locksmith. This is usually a cheaper and quicker option than calling roadside assistance or a dealership.
Cost
In the past the loss of your car keys wasn't a huge problem. You could go to the local hardware store and purchase a new key. Fortunately, today, the process is much more complex and expensive. The reason for this is that cars are becoming more technologically advanced, and that means keys are also. While this could make keys more secure from theft however, they are also more expensive to replace.
The cost of a lost key replacement will vary based on the year, make and model of your car. Many modern cars come with keys that include transponder chips to help prevent theft. These chips need to be connected to your vehicle. This usually requires a locksmith or a dealer. The cost of this service may depend on the kind of car you own however, it could be up to $200.
Additionally, some modern vehicles have keys cut with lasers that need to be programmed using a specific machine, which is only available at dealerships or auto locksmiths that specialize in this. The cost of a key for this type of lock can be as high as $100.
The location of your house will also impact the cost. You'll likely need to pay more for service when you live in an area that is remote because the tow truck and locksmith have to travel far to get to you. A locksmith may also charge extra for work done on weekends, holidays or after hours.
You can lower the cost of replacing keys to your car by keeping a spare one at the house or in your wallet. Keep your vehicle's title or registration documents on you. These documents will be required to prove ownership in the event that you have to call a dealership for a new key. You can also contact your roadside service for assistance. You might be able to obtain temporary replacements based on the terms and conditions of your roadside assistance service.
Time
It can be frustrating to lose your car keys, but it's important not to panic. Make sure to look for your keys in obvious locations, like your purse or pocket. You can then go back and recall your day to see where you might have left keys. This will help you remember if you've lost them or if they're still in your car. If you're not able to locate your car keys, it may be time to get new keys.
Most newer cars have a remote key fob which uses the code to unlock and start the car. This kind of key needs to be reprogrammed so that it works with your vehicle. This is typically the responsibility of an expert. You should contact an auto locksmith to find out whether they can take care of this, and you'll also need to bring proof of ownership.
The old-fashioned keys made of metal are more easily replaced than remote fobs for keys. They function entirely mechanically and aren't difficult to duplicate, so an expert locksmith in your area can provide you a new one on the spot if you've lost one. The locksmith can also duplicate your ignition cylinder but it's an additional cost. However, if you want to keep backups of your old-fashioned car keys, you can go to a hardware store specializing in automobiles and get them copied quickly and inexpensively.
You may also want to consider replacing your car keys if they're starting to look worn down. The teeth on the keys and the lock cylinder can be worn down by the use of the keys over time, making it difficult for them to align correctly with each other. If the key begins to become stuck inside the lock, it's also an indication that it's time to replace it.
If you own a brand new car and it is a high-end model, the key may require programming by the dealership. This is a complicated job that will take an extended time to complete and can cost a lot of money. It could be covered under the warranty on your car or insurance dependent on the model of your car.
The availability
Even if your driving skills are excellent, you can still lose your keys. This could be a huge problem particularly if it happens at a time that isn't convenient like when you're at the supermarket or at the gas station and need to return home. There are several options to replace keys that have been lost. You can find an locksmith, call roadside assistance, or contact your insurance company.
The first thing you'll have to do is identify the kind of car key you own. It is important to understand that different cars have different keys. Some are old-school and only lock through the key cylinder while others include a chip that communicates with the car in order to unlock the doors and start it up. Some of these keys can be replaced by an auto locksmith, however you may need to visit a dealership to order one from the manufacturer if yours is smart keys.
If you're using a traditional key or a smart one the first step is to read the user manual or call the dealership for directions on how to program it to your vehicle. You'll need to show proof of ownership, and you may require waiting a few days before the dealer can request a replacement. This process might also require you take the vehicle to a locksmith or another service provider to be programmed, making this the ideal option for people on tight schedules or who are unable to move around.
The process is a lot easier in the event that you have a spare. You can typically purchase a replacement key online at a reasonable cost depending on the model of car. However, if your keys are equipped with transponder and key fob element, you'll have to go to a reputable expert to have them replaced and programmed. Based on the make and model it may be necessary to take it to the dealer or hire a locksmith replace the key.
A bluetooth tracker is another way to get a replacement car key . These tiny devices can be affixed to your keyring and emit the signature, which can be read by a mobile phone that has an application installed. The app will then show you where the key is, so you can locate it if you require it.
Insurance
In general, car insurance does not cover lost keys. There are some exceptions. Some of the top car insurance companies that are committed to customer satisfaction offer add-on coverage for things like lost keys. This is typically an additional cost, but it could be less expensive than paying out-of-pocket for key replacement costs.
The specific policy and the amount of the deductible will determine whether or not your car insurance will cover keys that are lost. The majority of traditional metal keys can be replaced easily however it can be more difficult if you own an electronic fob, or smart key. These keys are laser-cut and use computer chips that transmit signals to your vehicle. They are therefore more difficult to replace than mechanical keys. They are also more expensive, because you'll need to pay a locksmith and the key itself.
If you're looking to save money on a lost key replacement think about using an auto club or roadside assistance service. These services can offer discounted rates for locksmiths and could even pay for the cost of a replacement. Some of these companies also offer emergency lockout assistance which can be beneficial if you're in a rush and need to get back on the road.
You can also call your dealership to find out if they can help. Locksmiths are typically available at all dealerships and they may be able to make keys at reasonable prices. However, if the dealer has to purchase a brand new key for your model, it can take several days to receive. Regardless of which method you select, make sure to keep all receipts and documentation so you can file a claim with the insurance company of your car if necessary.
Although it's not a pleasant experience, losing your car keys could occur to anyone. There are ways to minimize the consequences. While the most cost-effective and fastest method of replacing your lost car keys is to call an authorized locksmith in your area It is important to weigh the monetary benefits against the time involved and the possibility of deductible payments prior to filing a claim with your insurance company.